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From the humble beginning in 1986, Indian Railway Finance Corporation has traversed a long way to establish its unique identity in the financial services sector of India. More than three decades have passed since then, but the epic journey continues unabated towards achieving business excellence year in and year out.

True to its reputation, IRFC has been relentless in executing its prime role as the efficient funding vehicle for the rail sector in general and Indian Railways in particular. As of 31^st March 2017, IRFC’s cumulative funding to the railways have crossed INR 18 mn and is all set to cross INR 22 mn by the end of March 2018.

Major chunk of the revenue generating assets of Indian Railways including high capacity wagons & coaches, high power locomotives etc. are being funded by us, which are contributing significantly to the revenue growth of the Indian Railways. Our lending to other railway entities viz. KRCL, RailTel, RVNL & PRCL and recent forays into funding of Railway projects like railway electrification, gauge conversion, doubling of tracks etc, adequately justify IRFC’s mandate to finance the diversified asset base of rail sector.

Our constant endeavour has been to diversify our borrowing portfolio in terms of instruments, markets and investors to meet the targeted borrowings every year, through issuance of various instruments in domestic and foreign markets, at competitive market rate. We have been consistently achieving our targets with our best performance delivered in FY 17, wherein the highest ever dividend of Rs 373 Cr was declared and paid to the shareholders.

Our performance is the outcome of the hard work and dedication of our employees. Though just twenty-five in number, our level of professional competence and commitment, strongly backed with skill and right attitude to excel, has helped IRFC to scale new heights year after year.

As Indian Railways embarks on an ambitious expansion-cum-modernization plan, our role in mobilizing funds from diverse sources at competitive rates will be critical to the growth of Railways, and in turn to the development of the nation.

With a vision of 2030 and future on track, IRFC is all set to explore new horizons that will redefine the rail transport sector in India.

आईआरएफसी, अपनी शैली के वित्तीय संस्थानों के बीच एक नेता।

आइ.आर.एफ़.सी जल्द ही एक अधिसूचित कम्पनी बनने जा रही है जो खुले बाज़ार से अपने लिए शेयर पूंजी इकट्ठा करेगी. कम्पनी के इतिहास में यह एक महत्वपूर्ण क़दम होगा. पिछले 30 सालों में आइ.आर.एफ़.सी अपने ढंग की वित्तीय संस्थानों में एक लीडर के रूप में उभर कर सामने आयी है. भारतीय रेल के एक समर्पित पूँजी जमा करने वाले अंग के रूप में आइ.आर.एफ़.सी ने भारतीय रेल के पूँजी निवेश कार्यक्रम में वित्त व्यवस्था के अनुसार निरंतर एक महत्वपूर्ण वित्तपोशक की भूमिका निभायी है.

आइ.आर.एफ़.सी द्वारा जुटायी गयी धन राशि का उपयोग केवल चल-स्टाक परिसंपत्तियां की खरीद तथा अन्य आधारभूत सुविधाएँ पूरी करने में ही किया जाता है . इस कम्पनी ने अब तक भारतीय रेल के 70 प्रतिशत चल-स्टाक का वित्तपोशन किया है. हाल ही में  आइ.आर.एफ़.सी ने भारतीय रेल से जुड़ी निर्माण योजनाओं का भी सफलता पूर्वक वित्तपोशन किया.

उल्लेख करना होगा कि आइ.आर.एफ़.सी ने वित्तीय बाज़ार में अपने हल्के संगठन ढाँचे, पेशेवर कर्मचारियों, मज़बूत प्रबंधन और आंतरिक तंत्र के साथ अपनी एक अलग ही पहचान बना ली है जो  कम्पनी के साझेदारों को कम्पनी के प्रति आश्वस्त करती हैं. वित्तपोशन की अपनी प्रमुख गतिविधि के अलावा आइ.आर.एफ़.सी अपने ज़िम्मेदार कौरपोरेट नागरिक होने के सर्वोपरि सामाजिक लक्ष्य को ध्यान में रखते हुए भी अपनी  भूमिका बख़ूबी निभा रहा है .

कम्पनी का मार्गदर्शन एक सशक्त निदेशक मंडल कर रहा है. ज्ञात रहे, भारतीय रेल की विशाल विस्तार योजनाएँ उसे हमारी अर्थव्यवस्था के विकास में अग्रणी स्थान पर ला चुकी हैं. इस संदर्भ में, आइ.आर.एफ़.सी की भारतीय रेल के आधारभूत विकास में होने वाली ज़िम्मेदारी कई गुणा बढ़ने की आशा है.

पूरी आईआरएफसी टीम की कार्य कुशलता की मैं  सराहना करता हूँ और उनके भविष्य के लिए शुभकामनाएं देता हूँ

IRFC, a leader among financial instiutions of its genre.

IRFC is poised to record another milestone in its history by becoming a listed company and raising equity capital from the market. Over the past 30 years, IRFC has been recognised as the leader amongst the financial institutions of its genre.  As the dedicated borrowing arm of Indian Railways, IRFC has consistently financed a significant component of Indian Railways’ capital investment programme through financial lease mechanism.

The funds mobilised by IRFC are exclusively utilized for acquiring rolling stock assets and also for building up infrastructure. It has financed about seventy per cent of the rolling stock of Indian Railways. IRFC has recently successfully diversified into financing construction projects for Indian Railways.

Needless to mention, IRFC has made its own mark in the financial market for its slim organizational setup, professional workforce, strong management and robust internal systems, which have been providing adequate comfort to the stakeholders at large. Apart from its core activities of raising funds through market borrowing, IRFC is also playing the role of a responsible corporate citizen committed to achieving larger social goals by remaining on the forefront of CSR activities.

The Company is guided by an empowered Board of Directors. In the context of the large expansion plans of Indian Railways to become the growth engine of the economy, IRFC’s role and importance for the development of Railway infrastructure in India is expected to further grow by leaps and bounds.

My commendations to the entire IRFC team and best wishes for their future.